Savings Accounts
Home State Bank makes saving easy with personal and business accounts to choose from. Whether there's a house, car, vacation, college, or business expansion in your future - we've got you covered!
Personal Regular Savings
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Minimum Balance to Open: $50.00
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Minimum Daily Balance: $25.00
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A $3.00 activity charge will be assessed for each debit activity over six (6) per statement cycle.
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Monthly Service Fee*: $5.00 if the daily balance falls below $25.00 on any day during the statement cycle.**
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Interest Bearing: See Rates
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Monthly Statements
*No Monthly Service Fee for individuals under 18 years of age.
** Fees may reduce earnings.
*** Please refer to the TISA Disclosure and/or Common Features Disclosure provided to you about fees and charges associated with this account.
*** A TISA Disclosure and Common Features Disclosure will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.
*** Certain fee items are subject to State & Local Sales Tax.
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Minimum Balance to Open: $500.00
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Minimum Daily Balance: $250.00
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A $5.00 activity charge will be assessed for each debit activity over six (6) per statement cycle.
-
Monthly Service Fee: $5.00 if the daily balance falls below $250.00 on any day during the statement cycle.**
-
Interest Bearing: See Rates
-
Monthly Statements
** Fees may reduce earnings.
*** Please refer to the TISA Disclosure and/or Common Features Disclosure provided to you about fees and charges associated with this account.
*** A TISA Disclosure and Common Features Disclosure will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.
*** Certain fee items are subject to State & Local Sales Tax.
Business Regular Savings
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Minimum Balance to Open: $50.00
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Minimum Daily Balance: $25.00
-
A $3.00 activity charge will be assessed for each debit activity over six (6) per statement cycle.
-
Monthly Service Fee: $5.00 if the daily balance falls below $25.00 on any day during the statement cycle.**
-
Interest Bearing: See Rates
-
Monthly Statements
** Fees may reduce earnings.
*** Please refer to the TISA Disclosure and/or Common Features Disclosure provided to you about fees and charges associated with this account.
*** A TISA Disclosure and Common Features Disclosure will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.
*** Certain fee items are subject to State & Local Sales Tax.
Business Super Saver
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Minimum Balance to Open: $500.00
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Minimum Daily Balance: $250.00
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A $5.00 activity charge will be assessed for each debit activity over six (6) per statement cycle.
-
Monthly Service Fee: $5.00 if the daily balance falls below $250.00 on any day during the statement cycle.**
-
Interest Bearing: See Rates
-
Monthly Statements
** Fees may reduce earnings.
*** Please refer to the TISA Disclosure and/or Common Features Disclosure provided to you about fees and charges associated with this account.
*** A TISA Disclosure and Common Features Disclosure will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.
*** Certain fee items are subject to State & Local Sales Tax.
Questions?
If you have any questions about any of the services we offer, please call us at 877-474-5511 or 712-933-5511, Email us, or stop in to see us during normal business hours.
